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Christian Apologetics toward Islam and Missions to Muslims

Are Muslims exempt from Obama care?

Listen to today’s broadcast:

I want to answer an email that I received concerning Muslims participation in Obama Care. This email has been going around the Internet for some time and you may have seen it. It says that the word “dhimmitude” is in the Affordable Care Act (Obama Care) and that Muslims will be exempt from the healthcare act. It says they will be given insurance but they won’t have to pay for it because their religion forbids them to pay for insurance. In other words, since Christians don’t have such a prohibition, we, as Christians will be paying for the health insurance of Muslims. This is a form of dhimmitude.

I would like to answer this. Hopefully this will clear things up for you.

First I want to talk about dhimmitude. Dhimmitude is a teaching in Islam that we have talked about many times. If you want to learn more about it do a search from the left column for dhimmitude. It is a second class citizenship. A dhimmi is who is called a protected one. This means that you pay Muslims to protect you. It comes from Surah 9:29 in the Qur’an. Muslims are commanded to fight those who believe not in Allah. It goes on to say even if they be the people of the book (Christians and Jews) until they pay the jizya with willing submission and feel themselves subdued.

If you are not a believer in Allah good Muslims are commanded to fight you. They must fight us until we pay the jizya which is a protection tax. This tax allows you to remain alive but you become a dhimmi. This is in the last chapter of the Qur’an and is applicable for all Muslims of all times.

The laws concerning dhimmitude are spelled out in Shariah Law. The handbook for Shariah Law is the Reliance of the Traveller and that which is important concerning dhimmitude is found on page 608.

To make this very clear let me tell you that dhimmitude is not found in in Obama Care. The email that is going around says that it is, but it is not. Here is a sample of the email. The email also suggests that the principle of dhimmitude is their because Muslims don’t have to pay for insurance, they will get the healthcare without paying for it and Christians will be paying for it instead.

Folks, that is a stretch. I have warned you in the past to be careful of what you use to support your case. So often, when we are strongly against something, we do all we can to demonize it and we grab on to anything we hear that does so. We then repeat it as fact without checking to see if it is true first. When you do that you loose credibility. When emails like this are spread it actually hurts our cause. We don’t have to do this type of thing. There is enough evil and wickedness about Islam that if we just talk about the truth, the real stuff, we don’t have to make up things like this.

Let me address the exemption for Muslims in Obama Care. Let me start by giving you the part of Shariah Law that deals with insurance. It is found in section w42 ib pages 942-943 of Reliance of the Traveller.

w42.1 – (A:) In addition to the fact that they are usurious (riga, def: k3), buying and selling insurance policies are unlawful because of the Prophet’s prohibition (Allah bless him and give him peace) of sales in which there is a chance or risk (gharar). Muslim relates from Abu Hurayra that, “The Messenger of Allah (Allah bless him and give him pace) prohibited sales of ‘whatever a pebble thrown by the seller hits,’ and sales in which there is a chance or risk (gharar).”

w42.2 – (Nasir al-Mutarrizi:) Gharar is chance or risk, meaning it is not known whether it will come to be or not, such as selling fish in the water or birds on the wing. It includes transaction of unknown things, the particulars of which are not fully comprehended by the buyer and seller. (al-Mughrib fi tarib al-Mu’rib (y94), 2.100).

According to this it is forbidden for a Muslim to buy insurance because you do not know if you will collect on the insurance policy. Insurance is considered a chance or a risk. For example, if you buy car insurance and never have an accident you will not benefit from the transaction.

Here is what the Affordable Care Act (HR3590) says on this type of exemption:

On page 107 under section 5 EXEMPTIONS FROM INDIVIDUAL RESPONSIBILITY REQUIREMENTS sub-paragraph (A) it reads:

(A) In the case of an individual seeking exemption based on the individual’s status as a member of an exempt religious sect or division, as a member of a health care sharing ministry, as an Indian, or as an individual eligible for a hardship exemption, such information as the Secretary shall prescribe.

You can google HR3590 and find the PDF version where you can read this for yourself.

There are four exemptions listed in this paragraph. They are:

1. If you are the member of an exempted religion, one that forbids this

2. If your are part of a healthcare sharing ministry

3. If you are an American Indian

4. If you have been given an exception because of economic hardship

Does Islam qualify for this type of exemption? We just saw the a Muslim cannot buy anything that is a chance or a risk. If we go back to Reliance of the Traveller and continue reading section w42 we find:

w42.4 – (A:) When one needs a car in a country whose laws force on to have car liability insurance. Buying the insurance has effectively become a tax, and is the moral responsibility of the lawmakers, not the person forced to comply.

We see from this that it is not the fault of the Muslim who buys the insurance, it is the fault of the government making him buy it so you comply. You just consider it a tax.

When this bill came before the Supreme Court it was ruled that the government has the right to impose taxes on the governed. The government is trying to present this as a tax, which it is not, but they are trying to make it look like one.

The bottom line in Islam is that when the government requires you to buy insurance, just consider it a tax and pay it. So, according to Shariah Law, and the scholars of Islamic jurisprudence, Muslims are not exempt from Obama Care.

If you have more questions on subjects like this you can send me an email at [email protected] and I will do my best to get you an answer.



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Updated: October 28, 2013 — 2:51 PM
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